:root{
  --baqs-primary:#1769e0;
  --baqs-secondary:#0b2f66;
  --baqs-accent:#ff7a00;
  --baqs-text:#17243a;
  --baqs-muted:#66758b;
  --baqs-line:#dfe6ef;
  --baqs-soft:#f3f7fc;
  --baqs-white:#fff;
  --baqs-radius:8px;
  --baqs-shadow:0 14px 40px rgba(12,42,84,.13)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body.baqs-body{margin:0;background:#fff;color:var(--baqs-text);font-family:Arial,Helvetica,sans-serif;line-height:1.6;-webkit-font-smoothing:antialiased}
.baqs-body a{text-decoration:none}
.baqs-body button,.baqs-body input,.baqs-body select,.baqs-body textarea{font:inherit}
.baqs-container{width:min(1180px,calc(100% - 40px));margin:0 auto}
.baqs-site-shell{min-height:100vh;overflow:hidden}

/* top bar and navigation */
.baqs-topbar{background:var(--baqs-secondary);color:#fff;font-size:13px}
.baqs-topbar-inner{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.baqs-topbar a{display:inline-flex;align-items:center;gap:7px;color:#fff;font-weight:700}
.baqs-header{position:relative;z-index:100;background:#fff;border-bottom:1px solid var(--baqs-line)}
.baqs-header.is-scrolled{position:fixed;top:0;left:0;right:0;box-shadow:0 8px 25px rgba(8,35,72,.12)}
.admin-bar .baqs-header.is-scrolled{top:32px}
.baqs-header-inner{min-height:84px;display:flex;align-items:center;gap:24px}
.baqs-brand{display:flex;align-items:center;min-width:190px;max-width:275px;color:var(--baqs-secondary)}
.baqs-brand img{display:block;width:auto;max-width:250px;max-height:62px;object-fit:contain}
.baqs-text-logo{display:flex;flex-direction:column;line-height:1.05}
.baqs-text-logo strong{font-size:22px;color:var(--baqs-secondary)}
.baqs-text-logo small{margin-top:5px;font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:var(--baqs-primary)}
.baqs-nav{margin-left:auto;display:flex;align-items:center;gap:23px}
.baqs-nav a{padding:31px 0;color:#24364f;font-size:13px;font-weight:700;white-space:nowrap}
.baqs-nav a:hover{color:var(--baqs-primary)}
.baqs-header-call{display:flex;flex-direction:column;justify-content:center;min-height:48px;padding:7px 15px;border-radius:6px;background:var(--baqs-primary);color:#fff;line-height:1.15;white-space:nowrap}
.baqs-header-call small{font-size:10px;text-transform:uppercase;letter-spacing:.06em}
.baqs-header-call strong{margin-top:4px;font-size:15px}
.baqs-menu-toggle{display:none;margin-left:auto;padding:8px;border:0;background:transparent;cursor:pointer}
.baqs-menu-toggle span{display:block;width:26px;height:2px;margin:5px;background:var(--baqs-secondary)}

/* hero */
.baqs-hero{position:relative;padding:64px 0 72px;background:linear-gradient(115deg,#edf5ff 0%,#f8fbff 48%,#e5f0ff 100%);border-bottom:1px solid #dfe9f6}
.baqs-hero:before{content:"";position:absolute;left:0;top:0;bottom:0;width:7px;background:var(--baqs-primary)}
.baqs-hero-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(440px,.86fr);gap:58px;align-items:center}
.baqs-eyebrow{display:inline-flex;align-items:center;padding:7px 12px;border-radius:4px;background:#e3efff;color:var(--baqs-primary);font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
.baqs-hero-copy h1{max-width:700px;margin:18px 0 18px;color:var(--baqs-secondary);font-size:clamp(43px,5vw,66px);line-height:1.03;letter-spacing:-.035em}
.baqs-hero-description{max-width:650px;margin:0;color:#4f627d;font-size:18px;line-height:1.7}
.baqs-hero-buttons{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-top:28px}
.baqs-button{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 24px;border:0;border-radius:6px;font-weight:800;cursor:pointer;transition:.18s ease}
.baqs-button:hover{transform:translateY(-1px)}
.baqs-button-primary{background:var(--baqs-primary);color:#fff;box-shadow:0 8px 20px rgba(23,105,224,.22)}
.baqs-button-call{gap:10px;padding:7px 17px;border:1px solid #cbd8e8;background:#fff;color:var(--baqs-secondary);line-height:1.1}
.baqs-phone-icon{font-size:22px;color:var(--baqs-primary)}
.baqs-button-call span:last-child{display:flex;flex-direction:column}
.baqs-button-call small{font-size:10px;color:var(--baqs-muted);text-transform:uppercase}
.baqs-button-call strong{font-size:15px;margin-top:3px}
.baqs-trust-list{display:flex;gap:20px;flex-wrap:wrap;margin-top:27px}
.baqs-trust-list span{display:inline-flex;align-items:center;gap:7px;color:#4c5e76;font-size:13px;font-weight:700}
.baqs-trust-list i{display:grid;place-items:center;width:20px;height:20px;border-radius:50%;background:#daf4e5;color:#198a4c;font-size:11px;font-style:normal}

/* quote card */
.baqs-quote-card{background:#fff;border:1px solid #d6e0ec;border-radius:10px;box-shadow:var(--baqs-shadow);overflow:hidden}
.baqs-quote-heading{padding:21px 25px;background:var(--baqs-secondary);color:#fff}
.baqs-quote-heading h2{margin:0;font-size:23px;line-height:1.25}
.baqs-quote-heading p{margin:4px 0 0;color:#d6e5fb;font-size:13px}
.baqs-quote-form{padding:24px 25px 21px}
.baqs-form-grid{display:grid;grid-template-columns:1fr;gap:13px}
.baqs-form-grid label{display:block}
.baqs-form-grid label>span{display:block;margin-bottom:6px;color:#34465f;font-size:12px;font-weight:700}
.baqs-form-grid input,.baqs-form-grid select{width:100%;height:44px;padding:0 11px;border:1px solid #cbd6e4;border-radius:5px;background:#fff;color:#24364f;outline:none}
.baqs-form-grid input:focus,.baqs-form-grid select:focus{border-color:var(--baqs-primary);box-shadow:0 0 0 3px rgba(23,105,224,.1)}
.baqs-form-grid label.has-error input,.baqs-form-grid label.has-error select{border-color:#d84444}
.baqs-full-field{grid-column:1/-1}
.baqs-consent-text{margin:13px 0;color:#6d7b8f;font-size:9px;line-height:1.45}
.baqs-consent-text a{color:var(--baqs-primary);text-decoration:underline}
.baqs-button-submit{width:100%;background:var(--baqs-accent);color:#fff;font-size:15px}
.baqs-button-submit:disabled{opacity:.75;cursor:wait}
.baqs-spinner{display:none;width:17px;height:17px;margin-left:8px;border:2px solid rgba(255,255,255,.45);border-top-color:#fff;border-radius:50%;animation:baqsSpin .75s linear infinite}
.baqs-submit.is-loading .baqs-spinner{display:inline-block}
.baqs-form-message{display:none;margin-top:13px;padding:11px 12px;border-radius:5px;font-size:12px;font-weight:700}
.baqs-form-message.is-error{display:block;background:#fff0f0;color:#a92d2d}
.baqs-form-message.is-success{display:block;background:#eaf8ef;color:#16713e}

.baqs-form-or{display:flex;align-items:center;gap:11px;margin:16px 0 12px;color:#8794a5;font-size:10px;font-weight:800}
.baqs-form-or:before,.baqs-form-or:after{content:"";height:1px;background:#dfe6ef;flex:1}
.baqs-form-call{display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:55px;border:1px solid #cbd8e8;border-radius:6px;background:#fff;color:var(--baqs-secondary);line-height:1.15}
.baqs-form-call small{font-size:10px;text-transform:uppercase;color:#6f7f93}
.baqs-form-call strong{margin-top:4px;font-size:20px}
.baqs-form-trust{display:grid;grid-template-columns:repeat(3,1fr);gap:7px;margin-top:15px}
.baqs-form-trust span{padding:8px 4px;border-radius:4px;background:#edf5ff;color:#36516f;text-align:center;font-size:10px;font-weight:800}
.baqs-honeypot{position:absolute!important;left:-99999px!important}

/* trust strip */
.baqs-highlight-bar{background:#fff;border-bottom:1px solid var(--baqs-line)}
.baqs-highlight-bar .baqs-container{display:grid;grid-template-columns:repeat(3,1fr)}
.baqs-highlight-bar div>div{display:flex;align-items:center;justify-content:center;gap:10px;min-height:76px;border-right:1px solid var(--baqs-line)}
.baqs-highlight-bar div>div:last-child{border-right:0}
.baqs-highlight-bar span{display:grid;place-items:center;width:27px;height:27px;border-radius:50%;background:#e8f2ff;color:var(--baqs-primary);font-weight:900}
.baqs-highlight-bar strong{font-size:14px;color:#30445f}

/* general sections */
.baqs-section{padding:84px 0}
.baqs-section-heading{max-width:760px;margin:0 auto 46px;text-align:center}
.baqs-section-heading>span,.baqs-faq-intro>span,.baqs-final-cta-inner>div>span{display:block;margin-bottom:8px;color:var(--baqs-primary);font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
.baqs-section-heading h2,.baqs-faq-intro h2,.baqs-final-cta h2{margin:0 0 14px;color:var(--baqs-secondary);font-size:clamp(31px,4vw,43px);line-height:1.15;letter-spacing:-.025em}
.baqs-section-heading p,.baqs-faq-intro p{margin:0;color:var(--baqs-muted);font-size:16px}
.baqs-how{background:#fff}
.baqs-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.baqs-steps article{position:relative;padding:32px 27px 29px;border:1px solid var(--baqs-line);border-radius:8px;background:#fff;box-shadow:0 8px 25px rgba(10,44,88,.06)}
.baqs-step-number{position:absolute;top:19px;right:22px;color:#d8e5f7;font-size:42px;font-weight:900;line-height:1}
.baqs-steps h3{position:relative;margin:34px 0 12px;color:var(--baqs-secondary);font-size:20px;line-height:1.3}
.baqs-steps p{margin:0;color:var(--baqs-muted);font-size:14px}
.baqs-steps article:before{content:"";position:absolute;top:0;left:0;width:100%;height:4px;border-radius:8px 8px 0 0;background:var(--baqs-primary)}

/* why choose */
.baqs-why{background:var(--baqs-secondary)}
.baqs-section-heading-light h2{color:#fff}
.baqs-section-heading-light p{color:#c3d3e9}
.baqs-section-heading-light>span{color:#8dbdff}
.baqs-benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.baqs-benefit-grid article{padding:27px 23px;border:1px solid rgba(255,255,255,.14);border-radius:8px;background:rgba(255,255,255,.06);color:#fff}
.baqs-benefit-icon{display:grid;place-items:center;width:46px;height:46px;border-radius:6px;background:#fff;color:var(--baqs-primary)}
.baqs-benefit-icon svg{width:25px;height:25px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.baqs-benefit-grid h3{margin:19px 0 10px;font-size:18px}
.baqs-benefit-grid p{margin:0;color:#c7d6e9;font-size:13px}

/* coverage */
.baqs-coverage{background:var(--baqs-soft)}
.baqs-coverage-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.baqs-coverage-grid article{min-height:235px;padding:27px 23px;border:1px solid #dbe4ef;border-radius:8px;background:#fff}
.baqs-coverage-number{display:inline-block;color:var(--baqs-primary);font-size:28px;font-weight:900}
.baqs-coverage-grid h3{margin:22px 0 10px;color:var(--baqs-secondary);font-size:18px}
.baqs-coverage-grid p{margin:0;color:var(--baqs-muted);font-size:13px}
.baqs-section-action{text-align:center;margin-top:34px}

/* faq */
.baqs-faq{background:#fff}
.baqs-faq-layout{display:grid;grid-template-columns:.72fr 1.15fr;gap:70px;align-items:start}
.baqs-faq-intro{text-align:left}
.baqs-inline-call{display:inline-flex;flex-direction:column;margin-top:25px;padding:14px 20px;border-left:4px solid var(--baqs-primary);background:var(--baqs-soft);color:var(--baqs-secondary)}
.baqs-inline-call small{font-size:10px;text-transform:uppercase;color:var(--baqs-muted)}
.baqs-inline-call strong{font-size:19px}
.baqs-accordion details{border-bottom:1px solid var(--baqs-line)}
.baqs-accordion summary{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:19px 0;color:#263b58;font-size:15px;font-weight:800;cursor:pointer;list-style:none}
.baqs-accordion summary::-webkit-details-marker{display:none}
.baqs-accordion summary span{display:grid;place-items:center;width:25px;height:25px;border-radius:50%;background:#eaf2fc;color:var(--baqs-primary)}
.baqs-accordion details[open] summary span{transform:rotate(45deg)}
.baqs-accordion details p{margin:0;padding:0 40px 20px 0;color:var(--baqs-muted);font-size:14px}

/* final call to action */
.baqs-final-cta{padding:55px 0;background:var(--baqs-primary);color:#fff}
.baqs-final-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:50px}
.baqs-final-cta h2{color:#fff;margin-bottom:8px;font-size:35px}
.baqs-final-cta p{margin:0;color:#dceaff}
.baqs-final-cta-inner>div>span{color:#dceaff}
.baqs-final-buttons{display:flex;align-items:center;gap:20px;flex:none}
.baqs-button-white{background:#fff;color:var(--baqs-primary)}
.baqs-final-phone{display:flex;flex-direction:column;color:#fff;line-height:1.2}
.baqs-final-phone small{font-size:10px;text-transform:uppercase;color:#dceaff}
.baqs-final-phone strong{font-size:18px}

/* footer */
.baqs-footer{padding:60px 0 20px;background:#071d3b;color:#afbed2}
.baqs-footer-main{display:grid;grid-template-columns:1.65fr .75fr .85fr 1fr;gap:50px}
.baqs-brand-footer{max-width:245px;filter:brightness(0) invert(1);opacity:.96}
.baqs-footer-brand p{max-width:440px;margin:20px 0 0;color:#8fa2bb;font-size:11px;line-height:1.7}
.baqs-footer h3{margin:0 0 18px;color:#fff;font-size:14px}
.baqs-footer-links a{display:block;margin:9px 0;color:#afbed2;font-size:12px}
.baqs-footer-links a:hover{color:#fff}
.baqs-footer-contact{display:flex;flex-direction:column;align-items:flex-start}
.baqs-footer-contact>a{color:#afbed2;font-size:12px;margin-bottom:11px}
.baqs-footer-phone{display:flex!important;flex-direction:column;color:#fff!important;line-height:1.2}
.baqs-footer-phone small{font-size:10px;text-transform:uppercase;color:#8fa2bb}
.baqs-footer-phone strong{font-size:19px;margin-top:3px}
.baqs-footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:45px;padding-top:18px;border-top:1px solid rgba(255,255,255,.1);font-size:10px;color:#7f93ad}

/* popup */
.baqs-call-modal{position:fixed;inset:0;z-index:99999;display:grid;place-items:center;opacity:0;visibility:hidden;transition:.2s}
.baqs-call-modal.is-open{opacity:1;visibility:visible}
.baqs-modal-backdrop{position:absolute;inset:0;background:rgba(1,18,43,.72)}
.baqs-modal-card{position:relative;width:min(420px,calc(100% - 30px));padding:34px 31px 30px;border-radius:9px;background:#fff;text-align:center;box-shadow:0 25px 75px rgba(0,0,0,.28)}
.baqs-modal-close{position:absolute;top:10px;right:12px;width:34px;height:34px;border:0;background:transparent;color:#8190a4;font-size:28px;line-height:1;cursor:pointer}
.baqs-modal-phone-icon{display:grid;place-items:center;width:64px;height:64px;margin:0 auto 16px;border-radius:50%;background:#e7f1ff;color:var(--baqs-primary);font-size:28px}
.baqs-modal-eyebrow{display:block;color:var(--baqs-primary);font-size:11px;font-weight:900;letter-spacing:.1em}
.baqs-modal-card h2{margin:9px 0 10px;color:var(--baqs-secondary);font-size:29px;line-height:1.15}
.baqs-modal-card>p{margin:0 0 20px;color:var(--baqs-muted);font-size:14px}
.baqs-modal-call-button{display:flex;align-items:center;justify-content:center;min-height:51px;border-radius:6px;background:var(--baqs-primary);color:#fff;font-weight:900}
.baqs-modal-number{display:block;margin:10px 0 13px;color:var(--baqs-secondary);font-size:23px;font-weight:900}
.baqs-modal-form-link{display:block;color:var(--baqs-primary);font-size:13px;font-weight:800;text-decoration:underline!important}
.baqs-modal-note{display:block;margin-top:14px;color:#8492a5;font-size:10px}
body.baqs-modal-open{overflow:hidden}
.baqs-mobile-call{display:none}

/* inner pages */
.baqs-inner-hero{padding:70px 0;background:linear-gradient(115deg,#eaf3ff,#f8fbff);border-bottom:1px solid var(--baqs-line);text-align:center}
.baqs-inner-hero .baqs-kicker{display:block;color:var(--baqs-primary);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.1em}
.baqs-inner-hero h1{margin:12px 0 13px;color:var(--baqs-secondary);font-size:clamp(38px,5vw,55px);line-height:1.1}
.baqs-inner-hero p{max-width:720px;margin:0 auto;color:var(--baqs-muted);font-size:16px}
.baqs-inner-content{padding:70px 0;background:#fff}
.baqs-content-card{max-width:920px;margin:0 auto;color:#3f526d;font-size:15px}
.baqs-content-card h2,.baqs-content-card h3{color:var(--baqs-secondary);line-height:1.25}
.baqs-content-card h2{font-size:30px;margin:0 0 20px}
.baqs-content-card h3{font-size:20px;margin:30px 0 10px}
.baqs-content-card a{color:var(--baqs-primary);text-decoration:underline}
.baqs-content-card li{margin:7px 0}
.baqs-state-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:9px;margin:20px 0}
.baqs-state-grid span{padding:9px 11px;border:1px solid var(--baqs-line);border-radius:4px;background:var(--baqs-soft);font-size:12px}
.baqs-notice{padding:18px;border-left:4px solid var(--baqs-primary);background:var(--baqs-soft)}
.baqs-numbered{padding-left:22px}
.baqs-numbered li{margin-bottom:18px}
.baqs-numbered li span{display:block;color:var(--baqs-muted)}
.baqs-contact-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:24px 0}
.baqs-contact-cards a{display:flex;flex-direction:column;padding:20px;border:1px solid var(--baqs-line);border-radius:7px;text-decoration:none;color:var(--baqs-secondary)}
.baqs-contact-cards span{font-size:24px;color:var(--baqs-primary)}
.baqs-contact-cards small{margin-top:8px;color:var(--baqs-muted)}
.baqs-contact-cards strong{font-size:18px}

@keyframes baqsSpin{to{transform:rotate(360deg)}}

@media(max-width:1100px){
  .baqs-nav{gap:15px}.baqs-nav a{font-size:12px}.baqs-header-call{display:none}
  .baqs-hero-layout{grid-template-columns:1fr minmax(390px,.84fr);gap:35px}
  .baqs-benefit-grid,.baqs-coverage-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:900px){
  .baqs-container{width:min(100% - 30px,760px)}
  .baqs-topbar-inner{justify-content:center;text-align:center}.baqs-topbar-inner>span{display:none}
  .baqs-header-inner{min-height:72px}.baqs-brand img{max-height:53px;max-width:220px}
  .baqs-menu-toggle{display:block}
  .baqs-nav{position:absolute;top:72px;left:0;right:0;display:none;flex-direction:column;align-items:stretch;gap:0;padding:10px 20px 18px;background:#fff;border-bottom:1px solid var(--baqs-line);box-shadow:0 14px 28px rgba(10,40,80,.12)}
  .baqs-nav.is-open{display:flex}.baqs-nav a{padding:12px 0;border-bottom:1px solid #edf1f6;font-size:13px}
  .baqs-hero{padding:48px 0 58px}.baqs-hero-layout{grid-template-columns:1fr;gap:35px}.baqs-hero-copy{text-align:center}.baqs-hero-description{margin-left:auto;margin-right:auto}.baqs-hero-buttons,.baqs-trust-list{justify-content:center}
  .baqs-quote-card{max-width:620px;margin:0 auto;width:100%}
  .baqs-steps{grid-template-columns:1fr}.baqs-benefit-grid,.baqs-coverage-grid{grid-template-columns:1fr 1fr}
  .baqs-faq-layout{grid-template-columns:1fr;gap:35px}.baqs-faq-intro{text-align:center}.baqs-inline-call{align-items:center}
  .baqs-final-cta-inner{flex-direction:column;text-align:center}.baqs-final-buttons{justify-content:center}
  .baqs-footer-main{grid-template-columns:1.4fr 1fr;gap:35px}.baqs-state-grid{grid-template-columns:repeat(3,1fr)}
}
@media(max-width:600px){
  body.baqs-body{padding-bottom:68px}.admin-bar .baqs-header.is-scrolled{top:46px}
  .baqs-container{width:calc(100% - 24px)}
  .baqs-hero-copy h1{font-size:40px}.baqs-hero-description{font-size:16px}
  .baqs-hero-buttons{flex-direction:column;align-items:stretch}.baqs-button-call,.baqs-button-primary{width:100%}
  .baqs-trust-list{gap:10px 15px}.baqs-form-grid{grid-template-columns:1fr}.baqs-full-field{grid-column:auto}
  .baqs-quote-heading,.baqs-quote-form{padding-left:18px;padding-right:18px}
  .baqs-highlight-bar .baqs-container{grid-template-columns:1fr}.baqs-highlight-bar div>div{min-height:58px;border-right:0;border-bottom:1px solid var(--baqs-line)}.baqs-highlight-bar div>div:last-child{border-bottom:0}
  .baqs-section{padding:62px 0}.baqs-section-heading{margin-bottom:34px}.baqs-section-heading h2,.baqs-faq-intro h2{font-size:32px}
  .baqs-benefit-grid,.baqs-coverage-grid{grid-template-columns:1fr}
  .baqs-final-buttons{width:100%;flex-direction:column}.baqs-final-buttons>*{width:100%}.baqs-final-phone{align-items:center}
  .baqs-footer-main{grid-template-columns:1fr}.baqs-footer-bottom{flex-direction:column}.baqs-state-grid{grid-template-columns:1fr 1fr}.baqs-contact-cards{grid-template-columns:1fr}
  .baqs-mobile-call{position:fixed;z-index:9990;left:0;right:0;bottom:0;display:flex;align-items:center;justify-content:center;gap:10px;min-height:68px;background:var(--baqs-primary);color:#fff;box-shadow:0 -5px 20px rgba(5,35,75,.18)}
  .baqs-mobile-call>span:first-child{font-size:22px}.baqs-mobile-call>span:last-child{display:flex;flex-direction:column;line-height:1.1}.baqs-mobile-call small{font-size:10px;text-transform:uppercase}.baqs-mobile-call strong{font-size:17px;margin-top:3px}
}
